Description
Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Also includes manufactured homes and modular homes.
Benefits
One of the biggest investments you will ever make, I will help you navigate the terminology to provide you with the most comprehensive plan to cover your assets and liability. At Fabrizius Insurance we have the experience to help tailor your policy to fit your needs and protect your valuable investment and possessions.
Dwelling Coverage:
- Your house
Other Structures:
- Unattached garage shed or fences usually automatically insured at 10% of the value
Personal Property unscheduled:
- Contents of your home
Loss of use:
- If you are displaced for an insureable cause of loss this can pay additional living expenses.
Personal Liability:
- Coverage for damages you may be responsible for bodily injury on your property
Medical Payments:
- Medical coverage for someone injured on your property other than a resident